Guidelines For Helping You Choose a Car Insurance Company
First: Know what car
you are going to be driving! You will
get a different price depending on the car!
Second: Go to the car
insurance websites and try to get a free quote.
Compare the quotes that you get to see what is the best deal. Use the minimum “limits” that they provide. DO NOT GIVE THEM CORRECT PERSONAL
INFORMATION.
Third: Look at their
commercials. What are the companies
offering you? What companies have offers
that will actually save you money and give you better “coverage”?
(Coverage means how well they will protect you).
Fourth: Read the
costumer reviews. If they are getting a
lot of negative feedback, then that should influence your decision as to
whether or not to use them.
Fifth: Read the news
articles and make sure that the company is doing what you believe is
right. If the news article says that the
CEO of the company kills kittens for sport, then you might not want to give him
your money.
Keep track of your information on a word document so you can
use it when you are writing your essay.
Be smart about your choices … this is a useful tool and it won’t be too
long before you are driving and will need this!
Getting Car Insurance
with Convictions: Do I need to worry about other types of convictions?
While a DUI is very serious, it isn’t the worst conviction
that you could get while driving, such as causing an accident that kills
someone. If you are convicted of negligence, it could lead to a manslaughter
conviction and actual jail time.
However, there are many different types of convictions that
are very minor. Any type of conviction will affect your insurance premiums, but
minor offenses, especially ones that don’t lead to an insurance claim, will not
lead to extreme insurance price hikes. However you should still expect to pay
rates that are higher than monthly car insurance average premiums.
http://www.carinsurancecomparison.com/what-is-the-average-monthly-car-insurance-payment
The exception to this is if you have a long history of
convictions on your driving record. Basically, if you have a lot of spending
tickets, then the insurance company is going to increase your risk value. In
other words, insuring you is riskier because you are a careless driver and as
such you rates will increase.
While there are classes that you can take to reduce the
amount of points you accrue on your license, every state has their limit of how
many classes you can take. In addition, these classes cost money, sometimes as
much as $100.
