How To Work and Reasons To Buy Auto Insurance?
Although the price of most auto insurance packages can be
very expensive, there are many options for you, depending on the type
and extension of coverage you are looking for. Auto insurance is a form of
security provided by insurance companies for vehicle
owners all sorts of claims for damages and / or loss caused by such vehicles
when used on the road.
The basic structure of the model car insurance works is
this: when you pay a premium to an insurance
company, the premium and other premium fonts, go into the
"massive" funds established by insurers. Insurance companies manage
such funds and money funds will be used to compensate policy
holders who are unhappy accident.
Why buy a car insurance?
Motorists in Indonesia under Law 34 of 1964 must have
accident insurance - at least third party insurance. Another type of coverage
(fire, theft, or global) is a driver or car owner option.
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Although most of us think that driving carefully to ensure
the safety of self and others, data from the Indonesian National Police
otherwise. According to these data, the number of traffic accidents involving
motor vehicles has not diminished in recent years.
Many people ignore the cost of potential damage may be
dependent on them and do not take into account the role of car insurance to
protect against this unfortunate incident. Having car
insurance can help ease the financial burden due to an accident or loss of
your vehicle. More importantly, this insurance can prevent you from becoming
victims of dangerous drivers.
Comparing auto insurance
Although most of the cost of car insurance program can be
very expensive, there are many options for you, depending on the type and
extension of coverage you are looking for. In Indonesian, upscale automobile and
determining the basis for calculating premiums set by the insurance company, so the numbers will be
different in each company rates.
The consequence of this is that when you compare auto
insurance companies, you not only have to compare the factor premium rates, but
other factors also exist.
Some of the factors we have identified are:
- The value-added services (eg rental car or reimbursement
of certain transportation while your car in the garage)
- Ease of updating your insurance (eg via the Internet)
- The complexity of the process of settlement of claims
- The number and location of the partners of the workshop
- Consumer Services
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