When Is The Right Time To Buy "Health Insurance"?
How important is "health insurance" for you and
your family? If your answer is important, do you already have it? if it is,
then we congratulate for you, if you do not have, why? have not found the best
health insurance for you and your family? or is there another reason?
Whatever your reasons, it is your right and at the same time
the risks that you have to take on your own course, why?
A few days ago I received a call from a friend who had not
met for a while, the last time I met him at a wedding ceremony of our friend
about 1 year ago then, there we just exchanged business cards, and he expressed
his intention to take " health insurance " and want to know more
about the "health insurance" program of our company.
I contacted him several times to make an appointment as well
as provide an explanation of our " health insurance " program, but
because of his extraordinary busyness as an entrepreneur who often went out of
town and so on, we finally had not seen each other since that.
Until a few days ago he phoned me to ask the terms and
conditions of " health insurance " premium for his 57-year-old
parents, then he told me that a few days ago one of his parents had a mild
stroke and to this day is still being treated in hospital. and he asked if in
such cases his parents can still be accepted to be a participant? he is also
willing to pay more, as long as it is acceptable.
In principle I will help him to apply for this health
insurance when his parents are back from the hospital, but I say that I do not
dare to promise much and he understands enough and will accept my explanation.
Dear Mr. / Ms Hopefully the true story above can be a
material evaluation and introspection for you, remember " You are not
always able to be insured ", so according to you, when is the right time
to buy " health insurance ? "
The importance of
health insurance
According to Kimberly Lankford, author of The Insurance
Maze: How You Can Save Money on Insurance and Still Get the Coverage You Need,
health insurance is one health insurance that we must have. This insurance not
only protects the health, but also the entire financial planning that we have
created. Understandably, the cost of health today is very expensive and can
suck up all our money.
Then, how to choose health insurance that will cover all
medical expenses without burdened with various prerequisites. Here are the
tips.
1. Know the maximum insurance provided by the insurance
company. The larger the number given would be the better.
2. The larger the cuts are charged, the better. This
deduction is used to pay all your medical bills.
3. Save all medical bills. If something happens, you have a
document for proof.
4. Do not forget to learn and check every year to reduce the
fraud that may occur.
"Prudential offers a unit linked health insurance
product that has an investment value, so your money stays there (read: not
burned), no claims or no claims."
