What is The Difference Saving in The Bank By Saving at The Insurance?
Let us consider the
difference in bank savings with the insurance company, namely:
1. The Bank shall not provide life protection to its savers
/ clients.
That is, by becoming a customer in a bank, if one day the
customer dies, heir / family will only get a number of balances in the bank.
Another case if the customer saves in the insurance company,
if the customer dies, then the heir / family will get a Sum Insured plus the
return of the existing savings balance and the value of the investment.
I will explain further thus:
Saving at Bank:
Will end if the savers pass away and the heirs will only get
some money according to the balance in savings. For example: a customer saving
a new 10 months of Rp 10 million, then died, then the heirs will only get Rp 10
million plus interest.
Saving in Insurance Company:
The new customer saves 10 months of Rp 10 million, then
dies, then the heirs will receive Life Insurance Sum Insured according to the
policy (Rp 100 million, Rp 500 million or Rp 1 billion, depending on premium)
PLUS cash value from savings for the 10 months.
2. Customers who save in the bank, if you want to get the
insurance facility must buy from the insurance company, so the cost incurred
for the benefits to be greater.
This is because in addition to the customer charged
administrative fees in the bank, also must pay the insurance company's
insurance costs.
If customers save in insurance companies, then insurance
benefits in addition, so customers pay less.
Online insurance is
rapidly taking over the world
Online insurance is rapidly taking over the world, replacing
old traditional steps that in the past seems to be the right way to get
insurance. Online insurance is growing, as information technology becomes
increasingly important at all times.
When you plan to buy short-term life insurance, you will get
insurance coverage for a certain period of time. It is certainly comparable to
the whole premises of funds you spend.
Online health insurance
Health insurance is a type of insurance where an insurance
company (private or government organization) pays a medical fee to the
customer. There are a number of insurance companies that offer affordable and
inexpensive health insurance. Buying an online health insurance is easy and
convenient rather than visiting an insurance agent or a private company. By
looking for different health insurance websites, buyers can learn all about
health insurance, link units and others.
Life insurance that provides the best offer and rating such
as commlife which is the best insurance in Indonesia. With the size of the
stock and over the times, commlife becomes one of the best Indonesian
insurance.
Insurance is important for anyone not your exception,
everyone needs insurance even in Japan the level of policy ownership reaches
200% of this matter certainly reflects that Insurance is needed.
