Plus Minus Pure Health Insurance vs Health Insurance Plus Investment
Well, if asked to choose whether to buy pure health
insurance or health insurance in combine with investment programs. You can
consider the plus minus as follows:
Pure Health Insurance
Plus
Period of policy or guarantee is only annual and extended
for the following year. So you can have the freedom to extend for the next year
or you can stop and switch to other health insurance products, meaning you have
a chance to see how the service and other factors before you continue to extend
the insurance.
Premiums are lower than insurance plus investment because
you only pay the insurance fee does not include saving elements or savings
therein.
Minus
Since your policy period is annual and vice versa, the
Insurance Company also reserves the right not to renew your health insurance
policy for some reasons, for example, if you are suddenly suffering from
prolonged chronic illness and a higher risk of disease. It could happen your
policy is not approved to be extended by the Insurance where you buy it or at
least your premium goes up for the next policy period
Health Insurance plus
investment
Plus
Health insurance programs are usually long-term in line with
your life insurance protection in this product. Due to its additional nature or
Rider. This advantage is very useful when we no longer get health insurance
facilities from where we work when the next pesiun, health insurance protection
in this product will continue to run.
Obtain long-term health protection as well as saving and
investing for old age
Minus
Premiums can be higher than with pure health insurance
Insurance premiums continue to run and automatically renewed
because these guarantees are inherent as an added guarantee of your core
insurance policy ( life insurance )
So what is your choice?
